Medicare
Medicare is a healthcare program for seniors and other individuals with disabilities. It provides coverage for hospital stays, doctor visits, prescription drugs, and other medical services. There are four parts to Medicare: Part A covers hospital stays, Part B covers doctor visits, Part C covers prescription drugs, and Part D pays for other medical services. Seniors can also purchase a Medicare supplement to help pay for deductibles and co-pays not covered by Medicare. Finally, there is Medicare Advantage, which is a private insurance plan that provides coverage beyond what is offered by Medicare. Individuals can choose the plan that best meets their needs.
What does Medicare cover?
Part A (Hospital Insurance) Helps Cover:
- Inpatient Care in Hospitals
- Skilled Nursing Facility Care
- Hospice Care
- Home Health Care
Part B (Medical Insurance) Helps cover:
- Services From Doctors and Other Healthcare Providers
- Outpatient Care
- Home Health Care
- Durable Medical Equipment
- Preventive Services
Medicare Supplement
Medicare Advantage (Part C)
Medicare is a government-sponsored health insurance program that provides coverage to millions of older adults and individuals with disabilities across the US. While Medicare provides important benefits, such as coverage for hospital visits and outpatient care, it can sometimes leave gaps in coverage that need to be filled. That’s where medicare supplements come in. A medicare supplement is an additional policy that adds to the benefits provided by original Medicare, helping to fill in any gaps in coverage and providing additional support when necessary. So, if you are looking for reliable healthcare coverage, consider opting for a medicare supplement today.
Medicare Advantage is a type of health insurance that is provided by the government and covers a wide range of medical services. Unlike traditional medicare, Medicare Advantage combines various health coverage options into one plan. This can include things like prescription drug coverage, as well as extra benefits such as vision, dental and hearing care. Additionally, Medicare Advantage plans often offer lower out-of-pocket costs than medicare alone, making them an attractive option for many seniors. Overall, medicare advantage offers greater flexibility and peace of mind for those who need it most.
What do Medicare Supplements cover?
What do Medicare Advantage (Part C) Plans cover?
- Medicare Part A Coinsurance
- Medicare Part B Coinsurance
- Medicare Part A Deductible
- Medicare Part B Deductible
- Medicare Part B Excess Charges
- First Three (3) Pints of Blood for Transfusion
- Skilled Nursing Facility Coinsurance
- Hospice Care Coinsurance
- Emergency Care Recieved Outside U.S.
- Same Medical Services as Original Medicare
- Inpatient Care
- Outpatient Care
- Doctors & Specialists
- Mental Health
- Home Health Services
- Skilled Nursing Facilities
- Long-Term Care
- Lab Tests, X-Rays, & Diagnostics
- Some Include Dental, Visions, and Hearing Coverage
Drug Coverage (Part D)
Helps cover the cost of prescription drugs (including many recommended shots or vaccines). You join a Medicare drug plan in addition to Original Medicare, or you get it by joining a Medicare Advantage Plan with drug coverage. Plans that offer Medicare drug coverage are run by private insurance companies that follow rules set by Medicare.
